A lot of my frugal practices have revolved around food. Here are some of my favorite savings tips (these may not be for everyone; they’re just my guidelines):
1. Limit eating at restaurants or eating fast food. Especially fast food, which is terrible for you. But either way, going out to eat is a budget buster. If you do splurge and go to a restaurant, don’t order drinks, as this can add significantly to your bill. We drink water, and often split a dish because restaurant portions are enormous. And if you can’t afford to tip? Then don’t eat in the restaurant. Seriously – waiters and waitresses have families to support, too.
Mostly, though, we eat at home. One year back when we both had regular and steady incomes and before Rabbit was in the picture, we spent $900 in six months just on restaurant LUNCHES. Now, we usually have dinner leftovers for lunch the next day. When we eat at a restaurant it is for a special occasion or rare treat; today Rabbit and I had lunch at a cafe owned by a young friend of ours. Our bill with tip was $15. That was a huge splurge for us, but Rabbit and I go to lunch together every year right before Christmas as our own special treat.
2. Limit or eliminate convenience foods: When I shop for groceries, I try to come home with “just ingredients.” Especially now that work is slow and I have a lot more time at home to cook things from scratch. When times are busier, I’ll make sure to have a couple of convenience meals on hand in the freezer, to avoid the temptation to resort to takeout or fast food. I have a special weakness for some of Trader Joe’s convenience foods, but have done pretty well resisting the urge to splurge.
One sure-fire method to combat the convenience food trap is to keep a bowl of that refrigerator dough on hand and use some of that for pizza crust on nights when I can’t bear to cook or have very little time. We always make sure to have a jar of pizza sauce around and if times are especially lean, I make pizza sauce out of tomato soup from a can (undiluted) to which I add onion and garlic powders, crushed oregano, crushed basil, a little salt, a lot of pepper and a little sugar.
3. Make your own bread. Honestly you guys. It is NOT difficult. And I invest in good flour now because even spending $3.50 per bag on King Arthur flour (bread flour and whole wheat flour) pays off big because the bread turns out so beautifully: soft, high rising, great texture, nutritious. You aren’t saving money if you buy cheap flour and the bread sucks so bad you throw it away.
4. Make a meal plan for the week and stick with it. I started doing this a few months ago, and it helps everyone in the family. I check Rabbit’s school lunch menu to make sure we’re not duplicating (but honestly, everything on that wretched menu is convenience crap) and I try to plan at least two cook-once, eat-twice meals where you can use the leftovers from one meal to make a different meal a night or two later. For us, this is important because it helps us plan for what to defrost, what to hold back, and what to buy.
5. Keep your kitchen clean and your dishes washed. I know this sounds weird as a money saver on food, but trust me. When my kitchen is a mess, I don’t want to cook. When the sink is full of dirty dishes, I don’t want to cook. I’m more apt to figure we’ll just get takeout and deal with the mess later. In addition, by keeping the kitchen clean, I also mean keep your fridge cleaned of leftovers and stuff put way in the back, and your pantry organized so you know what’s in there.
6. Keep your kitchen stocked with some basics for easy meals. Not everyone has the same list, but for us, we always have to have lots of spices and seasonings like oregano, basil, ginger, cumin, chili powder, rosemary, thyme, whole black peppercorns, Kosher salt. We keep baking supplies like baking powder, flour, cornmeal, sugar, baking soda, vanilla. I always have beef soup base, chicken soup base, rice, potatoes, carrots, celery, onions and garlic. I always have cans of petite diced tomatoes, tomato sauce, and tomato soup. And always, we have a eggs, dry beans, a variety of pastas and several kinds of cheese: Swiss slices, cheddar, mozzarella and occasionally gouda. Of course, we keep frozen veggies and a few kinds of canned and fresh fruits as well.
With these basic ingredients and meat such as ground beef, chicken and soup bones/meat, I can make tacos with homemade tortillas, numerous homemade soups, pasta dishes, chicken and dumplings, homemade noodles, gnocchi, chili, spaghetti sauce from scratch, and the occasional dessert. I would estimate that this past month, because we already had so many ingredients on hand, I’ll feed our family of three on less than $175.
7. Don’t get caught up in the “extreme couponing” myth. This practice works for a rare few people who are willing to commit to obsessively gathering coupons, buying them from the Internet, cataloging them and spending up to eight hours in a grocery store pissing off dozens of customers by hauling up five carts of groceries and painstakingly working through a system of discounts on items I personally would not usually buy: TV dinners, name brand foods, candy, laundry detergent (I make my own), twenty tubes of toothpaste, or, as in one case, over 200 boxes of tic tacs. One lady on the couponing show had over 300 rolls of paper towels stockpiled in her basement.
Coupons can occasionally save you money, but my rule is to only use them on things I would normally buy and even then, I don’t get the Sunday paper to cut coupons out and I have way better things to do with my time than spend hundreds of hours scouring papers for coupons and organizing them in three ring binders.
The best way to save money on groceries is to make a list, buy what you need, shop the sales and get out of the store. I’m not saying those extreme coupon people are wrong: I’m just saying they are the exception to the rule and their results are highly unusual and it’s unreasonable to expect that you can replicate them. Use that time to bake bread or read to your kid or read a book or something.
8. Maintain your level of frugality, no matter what your finances are like. This might be the biggest one for us. Since my job is commission based, it’s “feast or famine” around here. But it doesn’t have to be, I’ve realized. What happens is that we go without for a long time, with no income for one, two or three months (my income. PC continues to earn, but we do need two incomes to survive). So while I’m not earning, we institute austerity measures and get by. Then when I get a commission, we get all kinds of extra things that we really don’t need to get (hey, let’s buy five boxes of this instead of just one!) and spend it all up. Then we’re back to the bottom of that roller coaster.
Try spending the bare minimum on food and set aside a little for the occasional splurge (we all need a treat once in a while, like chocolate or a soda or something like that). Keep up that practice even when times are flush. Even when you get a bonus, or an extra windfall income. Put away what you save. For us, that would help in those emergency times when moths fly out of the checking account.
If you’re asleep by now, I understand. If not, share with me/us what you do to save on food, or if not, share where you find yourself splurging or making mistakes that gut your budget.














